
How Much Should You Save in a 529 Plan by Your Child's Age?
Age-by-age 529 college savings benchmarks — how much of your total goal you should have saved by ages 5, 10, 15, and 18, plus investment allocation guidance for each stage.
The best summer learning programs of 2026 prevent the summer slide with short, consistent sessions. Compare Khan Academy, IXL, Prodigy, Outschool, Kumon, Sylvan, Beast Academy, and free library programs by grade, format, and cost.

The strongest options this year are Khan Academy (free, all ages), IXL and Prodigy (adaptive practice), Outschool (live small-group classes), Kumon and Sylvan Learning (structured tutoring), Beast Academy (advanced math) (learn more about 529 college savings plans: complete guide to tax-advantaged education funding) (learn more about estate planning for families: complete guide to legacy planning) (learn more about is college admissions consulting worth the cost?), (learn more about early childhood development: building foundations for future success) (learn more about 529 plan vs. life insurance: which should parents fund first?) and your local library summer reading program (free). The right pick depends on your child's grade, the subject that slipped, (learn more about elite college admissions: complete guide to ivy league and top-tier schools) and how much structure you want. Here is how the leading programs compare — and how to prevent the "summer slide" without turning July into school.
Research on the "summer slide" consistently finds that students can lose roughly one to two months of reading and math skills over a single summer, with math typically hit hardest and losses compounding year over year. The good news: it does not take much to prevent it. Studies suggest as little as 2–3 short sessions per week — 20 to 30 minutes each — is enough to hold ground, and reading just a handful of books over the summer measurably protects literacy. Consistency beats intensity.
Khan Academy offers free, self-paced lessons in math, reading, science, and more from early elementary through high school (plus Khan Academy Kids for ages 2–8). Its mastery-based structure lets kids fill specific gaps. Unbeatable value and breadth make it the default starting point for most families.
IXL provides comprehensive, standards-aligned practice that adapts to your child's level across math, language arts, science, and social studies. Its diagnostic pinpoints exactly where a child is and what to practice next. Subscription-based, strong for targeted reinforcement.
Prodigy turns math practice into a game kids actually want to play, adapting problems to grade level. A free tier covers the core experience, with an optional paid membership. Best for reluctant learners who need engagement to stay consistent.
Outschool offers thousands of live, small-group online classes on nearly any topic — from creative writing to coding to Minecraft-themed math. Pay per class or per multi-week camp. Ideal for kids who thrive with a teacher and peers rather than solo apps.
Kumon builds daily worksheet habits in math and reading through incremental mastery, with in-center and hybrid options. It requires consistency and can be repetitive, but it reliably builds fundamentals and study discipline.
Sylvan offers assessment-based, personalized tutoring both in-center and online. Higher cost, but strong for kids who are meaningfully behind and need a tailored plan and a real instructor.
From the Art of Problem Solving team, Beast Academy (roughly grades 2–5) uses a comic-book style curriculum to teach rigorous, problem-solving-heavy math. Perfect for kids who are ahead and bored by grade-level work.
Nearly every public library runs a free summer reading program with incentives, events, and reading logs. Pairing it with 20 minutes of daily reading is the single most cost-effective way to protect literacy.
| Program | Best for | Format | Cost |
|---|---|---|---|
| Khan Academy | All-around | Self-paced app | Free |
| IXL | Skill practice | Adaptive app | Subscription |
| Prodigy | Math engagement | Game-based | Free + paid tier |
| Outschool | Live classes | Small-group online | Per class |
| Kumon | Routine building | Worksheets/center | Monthly |
| Sylvan | Behind-grade help | Personalized tutoring | Premium |
| Beast Academy | Advanced math | Curriculum/app | Subscription |
| Library programs | Reading | In-person/online | Free |
If cost is the priority, start with Khan Academy and your library. If your child needs targeted practice, add IXL or Prodigy. If they need a teacher and peers, choose Outschool. If they are significantly behind, Sylvan or Kumon add structure and accountability. And if they are ahead, Beast Academy keeps them challenged.
How much summer learning is enough? For most kids, 2–3 short sessions a week plus daily reading is enough to prevent significant loss.
When should summer learning start? Any time — even starting mid-summer helps. Consistency for the remaining weeks matters more than a perfect start date.
Are free programs good enough? Yes. Khan Academy plus a library reading program can fully prevent summer slide for many families; paid tools mainly add convenience, structure, or live instruction.
What subject matters most? Reading and math show the largest summer losses, so prioritize those.
This article is for educational purposes and reflects general 2026 information. Program features, availability, and pricing vary — confirm details directly with each provider.

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