The College Funding Guide
A clear plan for saving toward your child's education — plain language, no jargon, no sales pitch. Sent straight to your inbox.
- Understand 529s, ESAs, and UTMAs without the guesswork
- See what public and private college actually costs
- Choose a saving cadence you can keep
Get Free College Guide
A clear plan for saving toward your child's education — sent to your inbox.
What's inside
A calm, useful primer — not a sales brochure
How the accounts actually work
529 plans, Coverdell ESAs, and UTMAs — what each is designed for and where each fits.
What college can really cost
Public vs. private, in-state vs. out-of-state, and how aid and scholarships change the sticker price.
A saving cadence you can keep
Pick a starting point that fits your household — and a way to raise it as your child grows.
Questions to ask a consultant
What to look for when you match with a college funding consultant so the conversation is useful from day one.
Get Free College Guide
A clear plan for saving toward your child's education — sent to your inbox.
About this guide
The College Funding Guide is educational content designed to help parents understand common ways to save toward higher education. It explains how 529 plans, Coverdell Education Savings Accounts (ESAs), and UTMA custodial accounts are typically used — without recommending a specific product for your situation.
Nothing in this guide is investment, tax, or legal advice, and reading it does not create an advisor-client relationship. If you'd like personalized guidance, we can match you with a college funding consultant.
ParentSimple is an educational publisher. We do not sell investment products. Tax treatment of any account depends on your individual circumstances and current law; you should consult a qualified tax professional before acting on any information in this guide.