
How Much Should You Save in a 529 Plan by Your Child's Age?
Age-by-age 529 college savings benchmarks — how much of your total goal you should have saved by ages 5, 10, 15, and 18, plus investment allocation guidance for each stage.
The best SAT and ACT prep courses in 2026 match your teen's learning style and target score — with practice on the current digital formats. Compare 8 top options from free (Khan Academy) to premium tutoring, plus how to choose. Educational only.

Both tests are now shorter and computer-based, so prep that uses outdated paper formats can hurt more than help. Here are 8 strong options and how to choose.
The SAT is fully digital and adaptive, meaning the second module's difficulty adjusts to your teen's first-module performance. The ACT has also moved to a shorter, largely digital format with an optional science section on many test dates. Any course you pick should train on the current formats, not legacy paper tests.
Khan Academy's Official Digital SAT prep is free, built with the College Board, and uses the real Bluebook testing interface. For the ACT, the official ACT online prep and free practice tests are the closest to the real thing. Unbeatable value — the main gap is no live instructor to keep a teen accountable.
Comprehensive courses with score guarantees, thousands of practice questions, and options from self-paced to live online and private tutoring. Strong for families who want structure and a money-back or improvement guarantee, though it's among the pricier mainstream options.
Kaplan offers a "higher score guarantee" and a large question bank, live online classes, and on-demand video. Its Qbank and full-length adaptive practice tests are a strength. Similar tier to Princeton Review — compare current pricing and guarantee terms.
Known for high-quality questions with detailed explanations at a lower price than full course providers. Ideal for a motivated, self-directed student who mainly needs realistic practice and clear answer rationales rather than live teaching.
Uses an adaptive engine that diagnoses weaknesses and customizes a study plan, with a score-improvement guarantee. Good for teens who study independently and benefit from a program that targets their specific gaps automatically.
One-on-one tutoring gives the highest ceiling for score gains and is the most personalized — and the most expensive. Best for students chasing top-tier scores or who struggle with self-motivation. Vet tutors for experience with the current digital formats.
Flexible, mobile-friendly video lessons and practice for teens juggling sports and activities. Lower cost and self-paced, with less accountability than a scheduled class. Magoosh in particular is a low-cost, well-reviewed option for independent learners.
Many high schools, libraries, and community centers offer low-cost prep taught by local educators. Convenient and inexpensive, with in-person accountability — quality varies by instructor, so ask about materials and whether they use current test formats.
Start free with Khan Academy and official ACT prep plus a diagnostic to pick the right test. If your teen needs more structure or a bigger jump, Princeton Review or Kaplan offer full courses with guarantees, UWorld and Magoosh deliver strong practice on a budget, and private tutoring gives the highest ceiling for a price. The best course is the one your teen will actually finish — on the current digital formats.
Educational information only. Course features, pricing, and guarantees change; confirm current details and test-format coverage on each provider's site before enrolling.

Age-by-age 529 college savings benchmarks — how much of your total goal you should have saved by ages 5, 10, 15, and 18, plus investment allocation guidance for each stage.

Eight accredited online high school programs compared for 2026 — tuition-free state virtual public schools, accredited private options like Laurel Springs and Stanford Online High School, and university-affiliated programs — with honest pros and cons, typical cost ranges, and a verification checklist to run before you enroll.

Your state 529 app should be the foundation — the tax treatment matters far more than the interface. We compared 7 college savings apps on tax treatment, fees, gifting features, and financial aid impact, plus a practical starting order for families.